Nationwide · 30+ Years
Commercial Mortgage Broker
Select Commercial is a nationwide commercial mortgage broker specializing in apartment, multifamily and commercial real estate loans from $1,500,000. We compare agency, bank, life-company, CMBS and private lenders to secure the best terms for your property.
Get a Free QuoteWritten and reviewed by Stephen A. Sobin, President of Select Commercial Funding LLC · Updated August 23, 2026
What Is a Commercial Mortgage Broker?
A commercial mortgage broker is an intermediary who arranges financing for income-producing real estate by comparing loan programs across many lenders, rather than offering a single institution’s products. As an independent broker and correspondent, Select Commercial matches your property and business plan to the lender and program that offer the best combination of rate, leverage, term and certainty of closing.
Why Use a Commercial Mortgage Broker?
- Access to many lenders: One application reaches Fannie Mae, Freddie Mac, banks, credit unions, life companies, CMBS conduits and private capital.
- Competitive terms: Lenders compete for your loan, which typically means lower rates, higher leverage and more flexible prepayment.
- The right program: We match your property and goals to the loan most likely to close, instead of pushing a single product.
- Higher certainty of closing: We package and underwrite the file correctly the first time, reducing surprises and delays.
- Saves you time: No calling dozens of loan officers, we manage the process from application through closing.
Loan Programs We Broker
As an independent broker we place apartment, multifamily and commercial loans across the full range of programs. Explore the options that fit your property and business plan:
Fannie Mae Multifamily
Agency loans with some of the lowest fixed rates for stabilized 5+ unit properties.
Freddie Mac Multifamily
Conventional and value-add agency execution for larger balances.
Freddie Mac SBL
Small Balance (SBL) program, from $2 million to $10 million.
FHA / HUD Multifamily
Long-term, fully amortizing, non-recourse financing.
CMBS Loans
Non-recourse conduit loans for stabilized commercial and apartment assets.
Bank & Portfolio Loans
Flexible bank and credit union financing for a wide range of properties.
Bridge Loans
Short-term capital for acquisition, lease-up and repositioning.
SBA 504 / 7(a)
High-leverage financing for owner-occupied and single-purpose businesses.
NNN / Net-Lease Loans
Single-tenant, triple-net and credit-tenant lease financing.
Our Lender Network
Select Commercial maintains correspondent and broker relationships with national, regional and community banks, credit unions, life insurance companies, Fannie Mae and Freddie Mac agency lenders, FHA/HUD, CMBS conduits, and private and bridge lenders. That breadth lets us place apartment, multifamily and commercial loans that a single bank often cannot.
Why Investors Choose Select Commercial
- A commercial mortgage broker with over 30 years of experience
- Loans from $1,500,000, with no maximum
- No upfront application or processing fees
- Written pre-approvals within 48 hours
- Nationwide across the 48 continental states
- Specialists in apartment and multifamily financing
How a Commercial Mortgage Broker Saves You Money
Access to a wide range of lenders and loan products means we can find the most competitive interest rates and terms for each client. Our longstanding lender relationships often produce pricing and structure that a borrower approaching a single bank directly cannot obtain. There are frequently significant cost variations between lenders, including differences in interest rates, fees and other charges, and we identify the most cost-effective option for your specific scenario. For current pricing across every program, see today’s commercial mortgage rates.
The Problem With Using a Single Lender
Working with a single lender limits you to the loan products and terms that one institution prefers. If your scenario does not fit their criteria, you may not receive favorable rates and terms, or you might be declined altogether. As an independent broker, Select Commercial represents your interests across hundreds of capital sources, so a decline or an unattractive quote from one lender is simply a reason to move on to the next, not the end of your financing.
Full Service From Application to Closing
Select Commercial offers comprehensive support that begins with the initial loan request and continues through the application, processing, underwriting, closing and post-closing. Our team manages the entire loan process, so you are not left coordinating between lender, appraiser, title company and attorney on your own. That hands-on management, combined with 30+ years of relationships, is a large part of why investors, real estate attorneys and their clients return to us deal after deal.
What Our Clients Say
“I needed an SBA loan and found Select Commercial. It was obvious Stephen knew everything about commercial loans. If you are starting a small business, definitely give them a call.”
Larry S. · Washington, DC“I needed a business mortgage for my small business. Stephen helped me the entire way and was always accessible. I highly recommend them.”
Jonathan M. · Seattle, WA“I am a veterinarian who purchased an existing practice. I was surprised to find a company that offered 100% financing at a good rate, with great terms and rates for medical office financing.”
Carol K. · Chicago, IL“As a real estate attorney, I trust that Select Commercial will deliver apartment building loans and commercial mortgages in a timely manner. The rates and terms offered are excellent. I heartily recommend them.”
David S. · New York City