Financing Strategy

1031 Exchange Financing

Select Commercial arranges the debt on 1031 exchange purchases so investors can complete a tax-deferred exchange on time. We coordinate with your qualified intermediary and closing team to meet the strict 45-day identification and 180-day closing deadlines, with financing from $1,500,000.

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How 1031 Exchange Financing Works

A 1031 exchange lets an investor defer capital gains taxes by reinvesting the proceeds from a sold investment property into a like-kind replacement property. To satisfy the rules, the replacement property must generally be of equal or greater value, and any debt paid off on the sold property should be replaced with equal or greater debt on the new one. That makes the loan a central part of the exchange, not an afterthought.

We help investors line up financing early so the exchange stays on schedule. Because exchange timelines are firm, we prioritize speed and certainty: a clear pre-approval, coordinated third-party reports, and a lender matched to the property type, whether apartment, retail, office, industrial or net-lease.

Financing Options in Commercial

Commercial apartment, multifamily and commercial properties each have dedicated financing. Pick the page that matches your property:

Financing in another state? Explore our apartment loans, multifamily loans and commercial mortgages nationwide.

Property Types We Finance for Exchanges

We arrange exchange financing on apartment and multifamily property, retail, office, industrial and single-tenant net-lease assets, from $1,500,000.

What Our Clients Say

★★★★★

“As a real estate attorney, I trust that Select Commercial will deliver commercial mortgages in a timely manner. My clients are always handled professionally, and the rates and terms are excellent. I heartily recommend them.”

David S. · New York City
★★★★★

“I needed an SBA loan and found Select Commercial. It was obvious Stephen knew everything about commercial loans. If you are starting a small business, definitely give them a call.”

Larry S. · Washington, DC
★★★★★

“Select Commercial was very helpful with my commercial mortgage. I needed to increase cash flow due to maintenance on my property. Stephen went over several options and got me the funds while lowering my payments.”

Gary M. · Portland, OR
★★★★★

“Select Commercial offered 100% financing for my medical practice when my bank would have required 20% down. They delivered something my bank could not, and handled everything professionally.”

John C. · Boston, MA

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No cost, no obligation. Written answers within 48 hours on loans from $1,500,000.

  • No application or processing fees
  • Written answers within 48 hours
  • For 5+ unit and commercial properties, $1.5M and up
Request Your Free Quote Minimum loan size $1,500,000. No exceptions.

Frequently Asked Questions

What is 1031 exchange financing?
It is the mortgage placed on the replacement property in a 1031 exchange. To fully defer taxes, investors generally replace the debt paid off on the sold property with equal or greater debt on the new one.
How fast can you close a 1031 exchange loan?
We work to the exchange deadlines, 45 days to identify and 180 days to close. Starting the loan early and lining up reports quickly is the key to closing on time.
Do you coordinate with my qualified intermediary?
Yes. We work alongside your intermediary, attorney and title company so the debt and the exchange close together.
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