Written & reviewed by Stephen A. Sobin, President of Select Commercial Funding LLC
For Investors
Investment Property Loans
Select Commercial finances income-producing investment property, buildings you own to generate rental income rather than occupy. We are cash-flow-driven lenders: if the property produces positive net operating income, we can arrange competitive financing up to 75% LTV, with cash-out available, from $1,500,000.
Get a Free QuoteWhat Counts as an Investment Property
An investment property is any income-producing real estate held for return rather than owner use, from apartment buildings and retail centers to office, industrial, self-storage and single-tenant net-lease. We also consider portfolios of small residential rentals under a single loan. Lenders underwrite these deals primarily to the property’s rent roll, operating statements and debt-service-coverage ratio, with borrower credit, experience and liquidity as supporting factors.
Financing Options in Commercial
Commercial apartment, multifamily and commercial properties each have dedicated financing. Pick the page that matches your property:
Financing in another state? Explore our apartment loans, multifamily loans and commercial mortgages nationwide.
Investment Property Loan Benefits
- Up to 75% LTV, 80% on apartments
- Purchase, refinance and cash-out
- Fixed terms of 5, 7 and 10 years, amortizations to 30 years
- Recourse and non-recourse options
- No upfront application or processing fees
- 48-hour written pre-approvals
What Our Clients Say
“As a real estate attorney, I trust that Select Commercial will deliver commercial mortgages in a timely manner. My clients are always handled professionally, and the rates and terms are excellent. I heartily recommend them.”
David S. · New York City“I needed an SBA loan and found Select Commercial. It was obvious Stephen knew everything about commercial loans. If you are starting a small business, definitely give them a call.”
Larry S. · Washington, DC“Select Commercial was very helpful with my commercial mortgage. I needed to increase cash flow due to maintenance on my property. Stephen went over several options and got me the funds while lowering my payments.”
Gary M. · Portland, OR“Select Commercial offered 100% financing for my medical practice when my bank would have required 20% down. They delivered something my bank could not, and handled everything professionally.”
John C. · Boston, MAGet a Free Quote
No cost, no obligation. Written answers within 48 hours on loans from $1,500,000.
- No application or processing fees
- Written answers within 48 hours
- For 5+ unit and commercial properties, $1.5M and up