Freddie Mac Seasoned Loan Securitization

Our Multifamily Loan Benefits

Multifamily Loan rates start as low as 5.47% (as of February 24th, 2024)
• A commercial mortgage broker with over 30 years of lending experience
• No upfront application or processing fees
• Simplified application process
• Financing up to 80% LTV
• Terms and amortizations up to 30 years
• Long term fixed rates
• Loans for purchase and refinance, including cash-out
• 24 hour written pre-approvals with no cost and no obligation

Freddie Mac Multifamily Loan

The Freddie Mac Season Loan Securitization Loans program (also known as “Q series”) provides liquidity to small financial institutions in order to allow them to continue to grow affordable housing. This program offers a flexible securitization structure and allows these institutions to remove seasoned loans from their balance sheets. Freddie Mac will underwrite the whole pool of seasoned loans and ensures the payment of principal and interest on the securities. In addition, this program offers great terms with LTV up to 80% and a 30 year amortization schedule.

Freddie Mac Seasoned Loan Securitization Highlights

Pool Size: $200 million or greater in UPB


Collateral: Must include small balance multifamily loans and multifamily mortgage loans that are secured by properties with 9% LIHTC. These loans must have been originated at least one year before the Q-deal closing date


Structure: Flexible structures including both a 100% guaranty and a 90% guaranty of the senior certificates.



  • Loans above $1,500.000 allow up to 80% LTV



  • Loans above $1,500,000 require a minimum of 1.20x DSCR


Freddie Mac Guarantee: Freddie Mac ensures the timely payment of both principal and interest principal on the guaranteed senior certificates.


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