Commercial Mortgage Loans From $1,500,000
Commercial Mortgage Rates - Updated July 3rd, 2025
| Loan Product | Starting Rates | LTV | Amortization |
|---|---|---|---|
| Commercial Mortgage Loans | 6.22% | Up to 75% | Up to 25 years |
| Apartment Building Loans | 5.24% | Up to 80% | Up to 30 years |
| Business Real Estate Loans | 6.02% | Up to 90% | Up to 30 years |
Select Commercial has excellent products and options available for owners and purchasers of commercial real estate. We arrange financing nationwide for single tenant and multi-tenant properties, including: office, retail, industrial, warehouse, self-storage, healthcare, hospitality, mixed use and specialty use. Our company has multiple capital sources for these loans, including: national banks, regional and local banks, insurance companies, Wall Street conduit lenders, credit unions and private lenders. Whether you are purchasing or refinancing, we have the right solutions available. We will entertain loan requests of all sizes, beginning at $1,500,000.
We offer long term fixed rates at extremely competitive rates. Our underwriting is very flexible and we are able to approve loans that many other lenders are unable to approve. For example, we have specific programs for borrowers with less than perfect credit and those who might need a stated income loan. The bottom line is that we have a specific program for just about every situation. We’ve helped hundreds of customers with their loan requests. Our personal attention and extensive array of commercial mortgage programs are the hallmark of our success. We never charge an application fee and we offer written pre-approvals within 24 hours of receiving a completed application.
If you have contacted other commercial mortgage lenders and been disappointed by their lack of personal service, you’ve come to right place. We believe in working on all of the details necessary to get your loan approved at the very best rates and terms available in the market.
Our diverse menu of loan options allows us to finance all types of commercial and investment properties nationwide. We finance multi-tenant properties such as apartment buildings, retail shopping centers, office buildings and warehouse/industrial properties, as well as single tenant and special use properties such as credit lease properties, restaurants, gas stations and motels. We lend on investor properties (those rented to others), as well as owner-occupied or owner-user properties which are owned and used for the owner’s business.
The loan-to-value ratio on a typical apartment building loan will be between 75% - 80% and we offer fixed rates for up to 30 years. The loan-to-value ratio on a typical commercial mortgage loan will be 70% - 75% with terms up to 25 years. On owner occupied properties we will often lend up to 90% and in some cases (medical offices, for example) we will lend up to 100% of the value of the property.
There are many property types that are often hard to finance with your local bank. These include very specialized single use properties such as theaters, bowling alleys and skating rinks. We are actively and aggressively lending on these properties. We strongly support local businesses and are anxious to help you grow your business. For business owners, we will also consider working capital and accounts receivable financing. Again, we are committed to small business owners!
Whether you are a large developer/property owner or an owner of just one property, we want to be your source for your commercial mortgage loan. Over the past 30 years we have helped hundreds and hundreds of people purchase and refinance their commercial properties. Some of our customers come back time and time again (and refer their friends) to take advantage of our superior service, great rates and knowledge of the market. Borrowing can be confusing – let us show you how we can help.
If you are in need of commercial mortgage financing, we look forward to speaking with you to discuss your individual needs. With over 30 years of experience, and countless satisfied customers, you can rest assured that we will be able to satisfy your needs. To discuss your needs, please call us today, toll free at 1-877-548-9454 or complete a confidential free loan request form by clicking this link.
Recent Closings
Commercial Mortgage Loans
Loans from $1 Million to $25 Million+
- Simplified underwriting for small balance loans
- Loan amounts from $1,500,000
- Loan to value ratios up to 75%. Up to 70% on cash-out refinances.
- Loan to value ratios up to 90% on SBA deals (owner/user commercial properties)
- Step down and yield maintenance prepayment penalties
- Nonrecourse loans are available
CMBS Commercial Mortgage Loans From $2,000,000+
- Loan amounts from $2 million and up
- Loans available for apartment buildings, retail shopping centers, office buildings, warehouses and hospitality
- Loan to value ratios up to 75% on purchases and refinances
- Cash out refinances are acceptable
- Interest only loans are available
- Loans are non-recourse
Single Tenant / Credit Rated Tenants
- Credit tenants such as Walgreen’s, CVS, AutoZone, Panera Bread, etc.
- Up to 75% LTV for purchases and refinances
- Cash out available
- Low step-down prepayment penalties
- Loan terms up to remaining lease term