Apartment Loans and Apartment Building Financing

Select Commercial is a leading apartment lender offering apartment building loans nationwide. We provide solutions for borrowers looking to purchase, refinance, or renovate 5+ unit apartment buildings. We offer apartment building loans under $6 million for smaller properties. For larger multifamily loans, visit our Multifamily Loan page. Whether you’re financing a walk-up, garden-style, or mid-rise property, our apartment loan programs are tailored to meet your needs. To compare interest rates across all loan types, visit our page.

Select Your State for Apartment Loan Information

For the most accurate and up-to-date information on apartment loan rates, rental market trends, and investment opportunities, select your state, and in some cases your city, from the dropdown menu below.

Why Investors Choose Us for Apartment Building Financing

Select Commercial is a nationwide commercial mortgage broker with over 30 years of experience arranging apartment loans and apartment building financing for properties starting at $1.5 million.

  • Access to top apartment lenders: We work with Fannie Mae, Freddie Mac, national banks, credit unions, private capital providers, and insurance companies.
  • Competitive apartment loan rates: We offer bank, agency, bridge, and other apartment loan programs tailored to your property and investment goals.
  • Simplified process and fast closings: Our team handles underwriting, lender selection, and packaging to help streamline your financing.
  • Nationwide coverage: Loans are available in all 50 states for 5+ unit apartment buildings, co-ops, and rental communities.

We oversee every part of the apartment building loan process, from screening and underwriting through closing, so you can stay focused on your property.

Request your free quote or use the button below to begin your apartment loan inquiry:

Get My Free Apartment Loan Quote

Our Apartment Loan Benefits

Apartment Loan rates start as low as 5.69% (as of August 18th, 2025)
• A commercial mortgage broker with over 30 years of lending experience
• No upfront application or processing fees
• Simplified application process
• Financing up to 80% LTV
• Terms and amortizations up to 30 years
• Long term fixed rates
• Loans for purchase and refinance, including cash-out
• 24 hour written pre-approvals with no cost and no obligation

Recent TRUSTPILOT Reviews

Select Commercial Funding Reviews from TRUSTPILOT

A three year journey
"Thanks Stephen for all of your hard work in getting our deal closed! I appreciate your professionalism and patience throughout a complicated process. You always were there for my partner and I whenever we had questions and needed answers quick. It was a pleasure to have worked with you and Select Commercial!"


Trustpilot

Apartment Building Loans Starting at $1.5 Million

At Select Commercial, we specialize in providing apartment loans for properties with loan sizes starting at $1,500,000. Whether you're purchasing, refinancing, or looking to cash out, our apartment building loan programs are tailored for professional investors and property owners with five or more residential units.

Our lending programs are ideal for:

  • Apartment complexes with 5+ units in stable or growing markets
  • Experienced landlords and real estate investors seeking competitive terms
  • New acquisitions, refinances, or equity takeouts
  • Apartment building financing for both stabilized and value-add properties

If you’re seeking expert guidance on an apartment building loan, we encourage you to get a free quote from one of our experienced apartment lenders.

Check Your Eligibility & Get a Quote

Agency Small Balance Apartment Loan Programs

Select Commercial connects borrowers with top-tier agency apartment loan options in addition to our network of private capital, banks, and credit unions.

  • Fannie Mae® Small Loan Program: Designed for apartment buildings with 5 or more units. Loan sizes range from $1 million to $6 million.
  • Freddie Mac® Small Balance Loan (SBL) Program: Streamlined underwriting for loans up to $6 million on stabilized multifamily properties.
  • Loans Over $6 Million: For large-balance requests, explore our nationwide apartment building loan programs over $6 million.

These agency-backed options provide competitive fixed rates, non-recourse terms, and simplified documentation for qualified investors purchasing or refinancing apartment buildings.

Request a free quote or use the button below to see if your property qualifies:

Get My Free Apartment Loan Quote