Kansas Apartment Loan Rates
| KS Apartment Loan Rates Less Than $6 Million | Free Loan Quote | ||
|---|---|---|---|
| Loan Type | Rate* | LTV | |
| Apartment Loan 5 Yr Fixed | 5.70% | Up to 80% | |
| Apartment Loan 7 Yr Fixed | 5.74% | Up to 80% | |
| Apartment Loan 10 Yr Fixed | 5.80% | Up to 80% | |
*Rates start as low as the rates stated here. Your rate, LTV, and amortization will be determined by underwriting.
Want a personalized quote? Click here to request a customized loan quote for your Kansas apartment property.
Need a multifamily loan over $6 million? Visit our Kansas multifamily loan page. For other commercial property types, explore our Kansas commercial mortgage options. To compare all rates nationwide, see commercial mortgage rates.
2026 Kansas Apartment Loan Market Overview
Entering 2026, Kansas presents a steady, income-focused apartment market in the Midwest. For borrowers evaluating apartment loans, the state benefits from stable employment bases, relatively affordable housing, and consistent renter demand across its primary metros. While population growth is modest compared to faster-growing regions, Kansas offers a dependable environment for apartment building financing centered on predictable occupancy and durable cash flow.
Construction activity across Kansas has remained measured, particularly when compared to high-growth Sun Belt markets. New deliveries have generally tracked with demand, helping maintain balanced vacancy levels. For apartment lenders, this creates an underwriting environment focused on stability and income performance rather than aggressive rent growth assumptions or heavy lease-up risk.
Kansas City Anchors Kansas Apartment Loans
Kansas City remains the primary driver of apartment activity within the state. In 2026, the metro is projected to add approximately 10,000 jobs, deliver roughly 4,000 units, maintain vacancy near 6.0%, and reach average effective rent around $1,350 per month. For borrowers seeking an apartment building loan, Kansas City offers scale, diversified employment, and steady renter demand across a broad range of submarkets.
Wichita Supports Workforce Housing Demand
Wichita provides a stable, workforce-oriented apartment market within Kansas. The city has a population of approximately 395,000, median household income near $60,000, median rent around $1,050, and median home value near $190,000. These fundamentals support consistent demand for affordable and mid-tier apartment properties.
Overland Park Adds High-Income Suburban Stability
Overland Park represents one of the higher-income suburban apartment markets in the state. The city has a population of approximately 200,000, median household income near $95,000, median rent around $1,400, and median home value near $420,000. This profile supports strong occupancy levels and stable rent performance for suburban apartment assets.
Rent Levels Reflect Affordability and Consistency
Kansas continues to offer an affordable rent profile relative to national averages. Kansas City is projected near $1,350 per month, while Wichita and other secondary markets fall into lower price tiers. This allows borrowers to structure apartment loans across a range of investment strategies focused on stability and long-term income performance.
2026 Kansas Apartment Loan Market Forecast
- Employment: Kansas City is projected to add approximately 10,000 jobs.
- Construction: Kansas City is projected to deliver roughly 4,000 units.
- Vacancy: Vacancy is projected near 6.0%.
- Rent: Average effective rent is projected near $1,350 per month.
For investors comparing apartment loans in Kansas, 2026 reflects a market centered on predictability and income stability. Kansas City provides the scale and liquidity, while secondary markets offer complementary opportunities in workforce housing and steady rental demand.
2026 Kansas City Kansas Apartment Loan Market Overview
Kansas City, Kansas is the largest city in the state and the Kansas-side anchor of the bi-state Kansas City metro, which anchors the primary market for apartment loans in Kansas. The city has a population of approximately 156,977 residents as of 2026 with a median household income of approximately $62,401 and a median home value of approximately $147,100, approximately 40% below the national median. There are approximately 22,530 renter-occupied households in Kansas City, KS, representing 40% of all occupied housing units. The broader Kansas City metro, spanning both the Kansas and Missouri sides, has a 2026 projected population of approximately 520,777 on the Missouri side alone, and metro-wide apartment vacancy sits at approximately 4.8% as of Q1 2026, with suburban submarkets as tight as approximately 4.5%. Rent growth is running approximately 2.56% year-over-year on the Kansas side and approximately 2.19% year-over-year metro-wide, making the Kansas City corridor one of the most stable and accessible markets for Kansas apartment loans in the region.
Kansas City Kansas Apartment Loan Rates and Financing in 2026
Financing conditions for Kansas apartment loans remain active in the Kansas City market in 2026, with strong lender participation across stabilized assets, value-add acquisitions, and newer garden-style communities in suburban corridors on both sides of the state line. The Kansas City, KS median home value of approximately $147,100 keeps a meaningful share of the workforce structurally in the rental market, and metro-wide apartment cap rates averaged approximately 5.6% across all classes combined as of Q1 2026. Metro vacancy is approximately 4.8% and expected to reach approximately 5.1% by Q4 2026, reflecting measured new supply absorption. For borrowers seeking an apartment building loan in Kansas City, the metro's low acquisition cost basis, consistent rent growth of approximately 3 to 5% annually, and affordable homeownership floor support a favorable and financeable underwriting environment.
Trends in the Kansas City Kansas Apartment Market
The Kansas City metro continues to benefit from population stability, a diversifying economy anchored by healthcare, logistics, technology, and financial services, and consistent in-migration from higher-cost Midwest markets. The broader metro recorded positive net absorption in late 2024, with more units leased than delivered, signaling sustained demand even as developers added new inventory. Kansas City, KS has a median age of approximately 33.9 years, one of the younger renter demographics among major Kansas cities, and renters in the 25 to 44 age group make up approximately 31% of the population. Approximately 45% of occupied housing units in the metro are renter-occupied, providing a large and consistent renter base. These fundamentals continue to attract Kansas apartment lenders evaluating the state's primary metro market.
Kansas City Kansas Apartment Loan Rent Levels in 2026
As of February 21, 2026, the average apartment rent in Kansas City, KS is approximately $1,192 per month, up 2.56% from $1,162 the prior year. The median gross rent for Kansas City, KS is approximately $1,073 per month, approximately 8% below the national average. By unit type: studios average approximately $890/month, one-bedrooms average approximately $1,096/month, two-bedrooms average approximately $1,267/month, and three-bedrooms average approximately $1,538/month. Approximately 48% of all Kansas City, KS rentals are priced between $1,001 and $1,500 per month. These rent levels support consistent underwriting for apartment loans in Kansas where a low acquisition cost basis and workforce employment anchor stable occupancy and above-average initial yields.
Kansas City Kansas Apartment Supply and Demand in 2026
The Kansas City metro carries a balanced supply-demand profile with metro-wide vacancy at approximately 4.8% as of Q1 2026. Suburban submarkets are performing at approximately 4.5% vacancy, tighter than the central city's approximately 7.1%, reflecting the ongoing flight-to-quality demand dynamic that benefits well-maintained suburban and workforce assets. The metro recorded positive net absorption in late 2024, demonstrating that demand is broadly keeping pace with new deliveries. Approximately 21.6% of Kansas City, MO metro rental stock was built before 1940, creating a deep inventory of vintage properties alongside newer construction. For borrowers pursuing apartment building financing in Kansas, the metro's steady absorption, manageable vacancy, and consistent rent growth support a stable and predictable underwriting environment.
Opportunities for Apartment Investment in Kansas City Kansas
Investors pursuing a Kansas apartment loan in Kansas City in 2026 are focused on long-term income stability, well-located stabilized assets near major logistics and healthcare employment corridors, and value-add acquisitions in the metro's large pre-1980 vintage rental stock. The metro's cost of living is approximately 11% below the national average and median home sale prices are approximately 32% below the national average as of February 2026, keeping a consistent share of the workforce in the rental market even as incomes rise. Rent growth of approximately 3 to 5% annually outpaces many comparable Midwest secondary markets and supports gradual income appreciation on stabilized holdings. For Kansas apartment lenders evaluating the state's primary metro, Kansas City offers scale, a proven rental demand base, and improving supply-demand fundamentals that support strong long-term performance for apartment building loans throughout the metro.
2026 Wichita Kansas Apartment Loan Market Overview
Wichita is Kansas's largest city and the most important secondary market for apartment loans in Kansas, anchoring the state's second-largest apartment investment corridor. The city has a population of approximately 402,453 residents as of 2026, growing at approximately 0.18% annually, with the broader Wichita metro reaching approximately 648,935 people. The median household income is approximately $64,620 and the median property value is approximately $190,800 as of 2024. There are approximately 64,812 renter-occupied households in Wichita, representing 42% of all occupied housing units. Current data points to an average apartment rent of approximately $944 per month as of February 3, 2026, up 4.28% year-over-year, and a median monthly rent of approximately $960, approximately 17% below the national average. Wichita's extremely low acquisition cost basis, one of the most affordable large-city housing markets in the country, and consistent workforce renter demand continue to support active interest in Kansas apartment loans across the metro.
Wichita Kansas Apartment Loan Rates and Financing in 2026
For borrowers seeking an apartment building loan in Wichita, the market supports financing across workforce housing, mid-tier stabilized properties, and value-add acquisitions anchored by manufacturing, healthcare, and aerospace employment. The median property value of approximately $190,800 as of 2024 is approximately 27% below the national median, creating a very low per-unit acquisition cost environment that supports favorable initial yields. The home-value-to-income ratio of approximately 2.8x is among the most favorable of any Kansas city, yet homeownership costs still channel a meaningful share of the workforce into the rental market. For borrowers evaluating Kansas apartment building financing, Wichita's combination of low acquisition costs, rising rents of approximately 4.28% year-over-year, and diversified employment base provides a practical and income-focused underwriting foundation.
Trends in the Wichita Kansas Apartment Market
Wichita's rental market benefits from a durable three-pillar employment base: manufacturing at approximately 33,055 workers, the largest sector, led by the city's globally recognized aerospace and aviation cluster including Spirit AeroSystems, Textron Aviation, and Bombardier Learjet; healthcare and social assistance at approximately 26,843 workers; and retail trade at approximately 21,702 workers. Wichita State University, which awarded approximately 3,988 degrees in 2023, adds consistent student and young professional renter demand. Renters in the 25 to 34 age group make up the largest share of the renter pool at 27%, and approximately 44% of all Wichita rentals are family households, supporting longer average tenancies. Median household income grew approximately 2.45% year-over-year to approximately $64,620 in 2024, supporting renters' capacity to absorb the city's gradual rent increases. These characteristics continue to attract Kansas apartment lenders evaluating the state's largest secondary market.
Wichita Kansas Apartment Loan Rent Levels in 2026
As of February 3, 2026, the average apartment rent in Wichita is approximately $944 per month, up 4.28% from $905 the prior year — one of the strongest annual rent growth rates among Kansas's major cities. The median monthly rent is approximately $960, approximately 17% below the national average. By unit type: studios average approximately $631/month, one-bedrooms average approximately $847/month, two-bedrooms average approximately $1,059/month, and three-bedrooms average approximately $1,235/month. Approximately 68% of all Wichita rentals are priced below $1,000 per month, reflecting a predominantly workforce-oriented rental base. The Delano neighborhood commands the highest rents at approximately $2,212/month for one-bedrooms, and Downtown Wichita averages approximately $1,282/month. These rent levels support consistent underwriting for apartment loans in Kansas where very low acquisition costs and aerospace-anchored employment drive attractive initial yields.
Wichita Kansas Apartment Loan Supply and Demand in 2026
Wichita carries a balanced supply-demand profile with approximately 42% renter-occupied households providing a consistent and broad renter base across asset classes. Approximately 48% of Wichita's rental stock was built between 1950 and 1989, with the 1970s vintage representing the largest cohort at 19% of all units, creating a deep inventory of value-add repositioning candidates alongside newer product. Two-bedroom units make up the largest share of rental inventory at approximately 38% of all units, consistent with the city's family household orientation. The city's cost of living is approximately 11% below the national average, supporting structural renter demand from workforce households. For borrowers pursuing apartment building financing in Kansas, Wichita's balanced vacancy environment, rising rent trend, and extremely low per-unit acquisition costs support a stable and predictable income profile on stabilized assets.
Opportunities for Apartment Investment in Wichita Kansas
Investors pursuing a Kansas apartment loan in Wichita in 2026 are focused on stable income-producing workforce housing assets near major aerospace, manufacturing, and healthcare employment corridors, value-add acquisitions in the city's large 1950s through 1980s vintage rental stock, and long-term holds where Wichita's near-4.3% year-over-year rent growth supports gradual income appreciation. The city's average commute of approximately 18 minutes, among the shortest of any comparable Midwest city, reinforces quality-of-life appeal for workforce renters who prioritize proximity to employment over urban amenity access. For Kansas apartment lenders evaluating the state's largest secondary market, Wichita offers a distinct aerospace and manufacturing demand profile, very low acquisition costs, and consistent rent growth that supports strong long-term performance for apartment building loans throughout the metro.
2026 Overland Park Kansas Apartment Loan Market Overview
Overland Park is Kansas's second-largest city and the highest-income suburban market in the state for apartment loans in Kansas. The city has a population of approximately 205,413 residents as of 2026, growing at approximately 0.62% annually, with a population increase of approximately 3.82% since the 2020 census. The median household income is approximately $104,834, the highest of any major Kansas city, and the median home sale price was approximately $436,000 as of February 2026. There are approximately 30,947 renter-occupied households in Overland Park, representing 38% of all occupied housing units. Current data points to an average apartment rent of approximately $1,547 per month, up approximately 2.15% year-over-year, and rent growth of approximately 2.8% year-over-year as of early 2026. With vacancy rates remaining low across family-friendly corridors and demand driven by remote workers and families relocating from higher-cost cities, Overland Park continues to attract investors and lenders evaluating premium suburban Kansas apartment loans.
Overland Park Kansas Apartment Loan Rates and Financing in 2026
Financing conditions for Kansas apartment loans remain favorable in Overland Park in 2026, with lenders supporting stabilized suburban assets with consistent rent performance and properties positioned near major employment and retail corridors. The typical home in Overland Park is valued at approximately $462,397, well above the Kansas statewide average of approximately $148,220, creating significant homeownership cost barriers that channel a consistent share of the city's high-income workforce into the rental market. Gross rental yields in the broader Kansas market average approximately 8 to 12%, with Overland Park's higher home prices producing slightly lower initial yields but offset by the city's exceptional tenant quality, lower vacancy, and long-term income stability. For borrowers seeking an apartment building loan in Overland Park, the city's premium income profile and consistent rent appreciation provide a strong underwriting foundation within the broader Kansas apartment building financing landscape.
Trends in the Overland Park Kansas Apartment Market
Overland Park continues to attract in-migration from higher-cost metros including Chicago, Denver, and the coasts, drawn by the city's top-rated schools, abundant amenities, and lower cost profile relative to comparable suburban markets nationwide. Approximately 62.9% of residents aged 25 and older hold bachelor's degrees or higher, the highest educated population among Kansas's major cities and a significant indicator of income stability and long-term renter quality. The unemployment rate is approximately 3.5% as of September 2025, one of the lowest among Kansas's major cities, and the city's poverty rate of just 5.64% reflects a highly financially stable renter base. Renters in the 25 to 34 age group make up the largest share at 32%, reflecting a younger professional demographic drawn by employment access and suburban lifestyle. These characteristics continue to attract Kansas apartment lenders evaluating premium suburban opportunities in the state.
Overland Park Kansas Apartment Loan Rent Levels in 2026
The average apartment rent in Overland Park is approximately $1,547 per month, up 2.15% year-over-year. By unit type: studios average approximately $1,157/month, one-bedrooms average approximately $1,354/month, two-bedrooms average approximately $1,651/month, and three-bedrooms average approximately $2,055/month. Approximately 50% of all Overland Park rentals are priced between $1,001 and $1,500 per month. The Leawood submarket commands the highest rents adjacent to the city at approximately $2,014/month, and the Deer Creek neighborhood averages approximately $2,107/month for one-bedrooms. The South Overland Park submarket averages approximately $1,639/month per the Kansas City metro report. These rent levels support consistent underwriting for apartment loans in Kansas where a high-income renter base and low vacancy support stable occupancy and gradual income growth.
Overland Park Kansas Apartment Loan Supply and Demand in 2026
Overland Park carries a low vacancy environment with demand consistently outpacing supply in family-friendly neighborhoods with top-rated schools and outdoor amenities. The South Overland Park submarket vacancy was approximately 1.2% as of Q2 2025, the tightest submarket reading in the Kansas City metro. The Kansas City metro overall vacancy stood at approximately 3.6% as of Q2 2025, with South Overland Park significantly below that figure. Approximately 41% of Overland Park's rental stock was built between 1980 and 1999, providing a meaningful inventory of stabilized mid-tier assets alongside newer product built between 2010 and 2019 that represents approximately 20% of all units. Two-bedroom units make up the largest share of rental inventory at approximately 40% of all units. For borrowers pursuing apartment building financing in Kansas, Overland Park's extremely tight vacancy, high-income renter base, and consistent rent growth support a premium underwriting profile relative to the broader Kansas market.
Opportunities for Apartment Investment in Overland Park Kansas
Investors pursuing a Kansas apartment loan in Overland Park in 2026 are focused on long-term appreciation, stable cash flow from newer stabilized assets, and buy-and-hold strategies in a city where tenant quality is among the highest in the state. Overland Park's median household income of approximately $104,834 is the highest among Kansas's major cities, supporting above-average rents and strong rent growth potential as the city's population continues expanding. Johnson County, which includes Overland Park, is projected to grow approximately 91% to 1.1 million people by 2064, providing extraordinary long-term demand visibility. For Kansas apartment lenders evaluating the state's premium tier, Overland Park offers the highest household income, lowest vacancy, and a top-quality tenant base that supports strong long-term performance for apartment building loans throughout the metro.
Why Choose Select Commercial for Apartment Loans
What sets Select Commercial apart from traditional lenders and large banks? In this short video, we highlight the key reasons apartment building investors choose to work with us for Kansas apartment loans between $1.5 million and $6 million. We also actively finance multifamily loans exceeding $6 million.
Here’s what the video touches on:
- No upfront application or processing fees
- Fast written pre-approvals often within 24 hours
- Access to a wide range of apartment lenders, not just one bank
- Loan structures tailored to your property and investment goals
Apartment Property Types We Finance in Kansas
At Select Commercial, we arrange financing for a wide range of Kansas apartment buildings, from smaller 5+ unit walkups to large portfolios of rental properties. Whether your property is urban, suburban, or mixed-use, we can help you secure the right loan structure based on your investment goals.
- Urban mid-rise and high-rise apartment buildings
- Suburban garden-style apartment complexes
- Small apartment buildings with 5+ units
- Mixed-use properties with residential and limited commercial space
- Underlying co-op apartment building loans
- Portfolios of small apartment or single-family rental properties
- Stabilized buildings with strong cash flow and rent history
If you're not sure whether your property qualifies, contact us for a free quote and we'll review your deal and let you know within 24 hours.
Recent Apartment Loan Closings
Why Kansas Borrowers Choose Select Commercial
Thousands of apartment building investors trust Select Commercial for our direct, transparent approach and proven expertise in the Kansas apartment loan market. We're not just brokers, we provide personalized service, fast answers, and access to top institutional lenders without the bureaucracy of traditional banks.
- Over 30 years of apartment loan experience with a national platform
- No upfront fees and fast pre-approvals, often within 24 hours
- Direct access to top lenders offering aggressive terms
- Dedicated support from quote to closing
Want to see why so many clients return to us for their next deal? Start with a free quote – we'll review your scenario and respond quickly.
Our Reviews
Latest Expert Insights from Stephen A. Sobin
Stephen A. Sobin, the president of Select Commercial Funding LLC, is a renowned expert in the field of multifamily financing. His insights and perspectives are regularly sought by leading industry publications. Here are his latest contributions that highlight his deep understanding of the multifamily financing landscape and his commitment to providing clear, insightful analysis on key industry issues.
Navigating Opportunity, Risk as 2025 Winds Down
In an article for Commercial Property Executive titled "Navigating Opportunity, Risk as 2025 Winds Down", Sobin explains as we head into the final stretch of 2025, the commercial real estate industry stands at a pivotal moment. After several years of upheaval—from pandemic disruptions to aggressive Federal Reserve rate hikes and lasting shifts in how people live and work—the sector is entering a new phase.
Why Lower Rates Haven't Fixed Commercial Real Estate
In an article for Wealth Management titled "Why Lower Rates Haven't Fixed Commercial Real Estate", Sobin explains that even as the Federal Reserve has begun cutting rates and borrowing costs should be falling, the commercial real estate sector remains locked in a frustrating stalemate. For high-net-worth investors trying to time the market, he emphasizes that understanding this disconnect requires looking beyond the headlines.
Why the Fed Rate Cut’s a Game Changer for CRE
In an article featured in Multi-Housing News, Stephen Sobin highlighted that after months of speculation and market anticipation, the Federal Reserve finally pulled the trigger last week, cutting the federal funds rate by 25 basis points to 4.00 to 4.25 percent. read the full article.
Inflation's Current Impact on Apartment
In an article featured in Multi-Housing News, Sobin explains how commercial mortgage rates continue to challenge investors, with elevated inflation depressing real estate market activity. Read the full article.
Will the July Jobs Report Pressure the Fed to Act?
Sobin noted in Multi-Housing News that unemployment hit a three-year high and job creation slowed significantly, factors that could push the Fed to reconsider future rate hikes. Read the full article.
Persistent Inflation and Its Effects on CRE
In an article featured in Multi-Housing News, Stephen Sobin highlighted that while inflation is still a challenge for the Federal Reserve, there are many positive signs for the commercial real estate industry. The headline Consumer Price Index rose 3.2 percent for the year ended Feb. 29, a figure 20 basis points lower than the Dec. 31, 2023, rate. read the full article.
Commercial Spotlight: Mid-Atlantic Region In this four-state powerhouse, smaller metros are thriving.
In a feature in Scotsman Guide, the Mid-Atlantic Region's real estate dynamics are explored, highlighting its resilience and growth amidst the pandemic.
Stephen Sobin of Select Commercial Funding LLC shared insights on the New York market's allure and the challenges buyers face. He noted the shift from primary urban areas to tertiary markets due to evolving preferences and financial conditions. For a deeper dive into Sobin's analysis, read the full article.
What the New Jobs Report Means for CRE
In an article titled "What the New Jobs Report Means for CRE" in Commercial Property Executive, Stephen Sobin shared his perspective on the latest jobs report and its implications for the Commercial Real Estate (CRE) sector. He highlighted the challenges posed by high interest rates and the prevailing uncertainty in the market. Sobin remarked, "Sellers aren’t selling, buyers aren’t buying... Everyone is waiting because no one knows what to expect." For a detailed analysis and more of Sobin's insights, read the full article.
Decoding "Junk Fees" in Rental Housing
In another latest contribution to Multi-Housing News, Sobin provided expert commentary in an article titled "What's Next for Junk Fees? The Industry Weighs In". He clarified the difference between legitimate fees collected for various third-party services and so-called "junk fees". Sobin emphasized the importance of borrowers understanding their rights in negotiating all loan terms and the obligation of lenders to disclose all fees.
Understanding the Impact of Federal Reserve's Decisions
In a recent article titled "How the Fed's Pause on Interest Rates Impacts Multifamily" published by Multi-Housing News, Sobin shared his expert insights on the Federal Reserve's decision to pause interest rate hikes. He accurately predicted that the Fed would not raise rates in June, citing recent bank failures and lingering concerns about a potential recession.
Stay tuned for more expert insights from Stephen A. Sobin on the evolving multifamily financing landscape.
Frequently Asked Questions About Kansas Apartment Loans
Kansas apartment loan rates vary depending on several factors such as loan-to-value ratio (LTV), property type, borrower experience, and market conditions. As of 2025, rates remain elevated due to ongoing inflation concerns, but borrowers with strong credit and high-quality assets can still find competitive pricing. Check our latest apartment loan rates for current updates.
Most lenders require a DSCR of at least 1.25, good borrower credit, net worth, liquidity, and experience. Loan-to-value ratios in 2025 typically range from 65% to 80%, due to elevated interest rates. Properties with strong occupancy and clean financials stand a better chance of qualifying.
Most lenders require 20% to 25% down for apartment loans in Kansas. Your loan-to-value ratio will be subject to the property's debt service coverage ratio.
A qualified broker like Select Commercial can present your loan to many different capital sources, including banks, credit unions, CMBS, agency lenders, and private funds. This increases the odds of approval and helps you secure the most favorable terms available.
The process starts with gathering financials like a rent roll, trailing 12-month income and expense statement, borrower resume, and net worth statement. A mortgage broker will analyze your documents and match you with the best lending program. Start with a Free Quote today.
Absolutely. While this page focuses on apartment loans under $6 million, Select Commercial also arranges smaller balance loans for qualified borrowers. Visit our multifamily loan page for options over $6 million.
Agency Small Balance Apartment Loan Programs
Select Commercial connects borrowers with top-tier agency small balance loan programs in addition to bank and private capital options. Featured programs include:
- Fannie Mae® Small Loan Program – For apartment properties with 5+ units and loan sizes from $1 million to $6 million
- Freddie Mac® Small Balance Loan (SBL) Program – Streamlined financing solutions up to $6 million
- Loans Over $6 Million – Explore large-balance apartment loan programs in Kansas
These agency-backed options offer competitive fixed rates, non-recourse terms, and simplified underwriting for qualified apartment investors.
Kansas Apartment Building Financing
Select Commercial provides apartment building financing and Kansas commercial mortgages throughout the state of Kansas including but not limited to the areas below.