Shopping Center Loans from $750,000+

shopping center Shopping Center Loan

Select Commercial has many different retail mortgage loan programs available for the purchase or refinance of shopping centers, retail strip malls, and retail properties. We lend nationwide and our minimum loan size starts at $750,000. Our shopping center lending program includes the following:


Multi-tenanted shopping centers that are located in suburban and urban locations with a minimum population of 50,000 people. We will consider anchored shopping centers with a major anchor tenant, un-anchored shopping centers, retail strip centers, and other retail properties consisting of multiple rental tenants. We prefer deals with good quality long-term tenants and a stabilized cash flow. However, we will consider all properties that make sense and have a good “story”.


Owner occupied retail stores are a big portion of our business. Many self-employed retail borrowers own their own property and often have difficulty obtaining bank financing for their properties. We are very eager to work with self-employed borrowers who own their own properties or are looking to purchase a property to house their retail business. We lend on all types of retail properties including special use and single use properties such as gas stations, free standing grocery stores, restaurants, and skating rinks, just to name a few. We will also work with self-employed borrowers on a “stated-income” basis, if needed.


Another very active area under our shopping center loan program consists of lending on NNN (triple net leased) properties that are leased to credit tenants. Some examples of these tenants include, CVS, Walgreens, AutoZone, Family Dollar, Starbucks, etc. We are very aggressive with our rates and loan terms with these types of single tenant credit tenants.


Very often, a shopping center suffers from high vacancy due to tenants that have moved out or when the property needs a cash infusion for tenant improvements. We are pleased to offer a bridge loan program to allow borrowers to access capital to renovate and upgrade their tenant base. Our bridge loan program is very helpful to owners who are looking to reposition their properties for the future.

Our Benefits

Shopping Center Loan Rates start as low as 4.15% (as of )
• No upfront application or processing fees
• Simplified application process
• Up to 75% LTV (90% with SBA financing for owner occupied properties)
• Terms and amortizations up to 25 years
• Loans for purchase and refinance, including cash-out
• 24 hour written pre-approvals with no cost and no obligation

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