Fannie Mae Fixed-Rate Mortgage Multifamily Loans
Our Fannie Mae Multifamily Loan Benefits
Fannie Mae Multifamily Loan rates start as low as 5.39% (as of March 31st, 2025)
• A commercial mortgage broker with over 30 years of lending experience
• No upfront application or processing fees
• Simplified application process
• Financing up to 80% LTV
• Terms and amortizations up to 30 years
• Long term fixed rates
• Loans for purchase and refinance, including cash-out
• 24 hour written pre-approvals with no cost and no obligation

Are you looking for a great fixed-rate multifamily loan? Look no further than the Fannie Mae Fixed-Rate Mortgage Loan. With their flexible loan terms, competitive pricing, certainty of execution and speed in underwriting, this product is one of the best in the market. This program provides investors of existing stabilized multifamily with first-lien permanent mortgage options to both purchase and refinance multifamily properties.
Fannie Mae Fixed-Rate Mortgage Multifamily Loans Highlights
Eligible Properties and Borrowers:
- Must be an existing and stabilized multifamily property
- Can be either Conventional Property, Multifamily Affordable Housing Property, Seniors Housing Property, Student Housing Properties and Manufactured Housing Communities
- Properties must have a minimum of five units
- Manufactured Housing Communities must have a minimum of 50 pad sites
- Borrower must be a credit-worthy single asset entity
Term: 5 to 30 years
Amortization: Up to 30 years
Maximum LTV: 80%
Minimum DSCR: 1.25x
Prepayment Penalty: Yield Maintenance and declining penalties available
Recourse: Loans are non-recourse with standard bad boy carveouts
Other Terms:
- Interest rate is fixed
- Supplemental financing is available
- Loans are typically assumable
- Escrows for replacement reserves, taxes and insurance are required
- Properties must have stabilized occupancy (typically 90%) for 90 days prior to funding. Loan commitments for pre-stabilized properties will be considered on a case-by-case basis.
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