Written & reviewed by Stephen A. Sobin, President of Select Commercial Funding LLC
Arlington, Texas
Arlington Apartment Loans in 2026
Select Commercial specializes in Arlington apartment loan solutions for local investors, plus apartment building financing for larger properties and portfolios, with rates as low as 5.74% and up to 80% LTV. For properties elsewhere in the state, see our Texas apartment loans; for loans over $6 million, see Arlington multifamily loans. See current rates on every loan type we offer.
Get a Free QuoteFinancing Options in Arlington
Arlington apartment, multifamily and commercial properties each have dedicated financing. Pick the page that matches your property:
Financing more of the state? See Texas apartment loans.
Financing in another state? Explore our apartment loans, multifamily loans and commercial mortgages nationwide.
Arlington Apartment Loan Rates
| Loan Type | Rate* | Max LTV |
|---|---|---|
| 5 Year Fixed | 6.16% | Up to 80% |
| 7 Year Fixed | 6.14% | Up to 80% |
| 10 Year Fixed | 6.16% | Up to 80% |
| Loan Type | Rate* | Max LTV |
|---|---|---|
| 5 Year Fixed | 5.76% | Up to 75% |
| 7 Year Fixed | 5.74% | Up to 75% |
| 10 Year Fixed | 5.76% | Up to 75% |
- Streamlined underwriting for institutional multifamily
- Cash-out refinances are acceptable
- Interest-only and non-recourse options
- Minimum 1.25x debt-service-coverage ratio
Rates last updated August 13, 2026. Rates and maximum LTV shown represent our best-case pricing scenarios. Actual rates, LTV, and loan terms are subject to underwriting approval and may vary.
Compare Arlington Apartment Loan Programs
As a broker, we compare every program to find your best-fit Arlington apartment financing. Typical starting points for properties under $6 million:
| Program | Typical rate* | Max leverage | Best for |
|---|---|---|---|
| Fannie Mae Small Loan | 6.16% | Up to 80% | Non-recourse, fixed to 30 yrs |
| Freddie Mac SBL | 6.15% | Up to 80% | $1M to $7.5M small balance |
| FHA / HUD | 6.12% | Up to 85% | Highest leverage, longest term |
| Bank / portfolio | 6.25% | Up to 75% | Flexible, value-add |
| Bridge | 9.00% | Up to 80% LTC | Reposition, lease-up |
Most apartment lenders look for a debt-service-coverage ratio (DSCR) of at least 1.25x. For properties over $6 million, see our Arlington multifamily loans.
2026 Arlington Apartment Loan Market: Falling Vacancy and Strong In-Migration Support the Metroplex in 2026
Arlington sits within the Dallas, Fort Worth metroplex, where robust in-migration and corporate relocations continue to drive apartment demand in 2026. Population gains across the metroplex are expected to rank among the nation's ten fastest, keeping renter demand firm even as deliveries stay elevated.
Employment
The metroplex is projected to add 25,000 jobs in 2026, tying it with the largest total nationally, though the pace of employment growth trails the long-term mean of 2.2%.
Construction and supply
Inventory growth is projected to moderate to 2.1% in 2026 from 3.3% the year before, roughly 21,000 units, yet the metroplex still ranks among the nation's ten fastest-expanding major markets.
Vacancy
Softer hiring and a slowing development pipeline shift vacancy down to 5.9% by year-end, 80 basis points below the metroplex's long-term average.
Rent trend
Tightening vacancy continues to support rent growth, projected to be roughly in line with the national forecast, bringing the year-end average to $1,540 per month.
2026 Arlington forecast at a glance:
- Employment: about 25,000 new jobs
- Construction: about 21,000 units, inventory growth of 2.1%
- Vacancy: down to 5.9% by year-end
- Rent: about $1,540 per month
Arlington Multifamily Loans (Over $6 Million)
For larger Arlington apartment properties, we arrange multifamily loans over $6 million through Fannie Mae DUS, Freddie Mac, FHA/HUD and CMBS. These institutional programs offer non-recourse financing, up to 80% LTV and fixed terms up to 30 years, with even longer fully amortizing options through HUD.
See our Arlington multifamily loans page for over-$6 million financing, or explore Fannie Mae and Freddie Mac agency programs.
Recent Apartment Loan Closings
A sample of apartment and multifamily loans we have arranged for investors nationwide.
Arlington Apartment Loan Types We Serve
Whether you are purchasing or refinancing a Arlington apartment building, we arrange financing for:
- Large urban high-rise apartment buildings
- Suburban garden apartment complexes
- Small apartment buildings with 5+ units
- Underlying cooperative apartment loans
- Portfolios of small apartment and single-family rental properties
- Other multifamily and mixed-use properties
We consider apartment loan requests of all sizes, beginning at $1,500,000.
Other Property & Loan Types We Finance in Arlington
As a full-service commercial mortgage broker, we arrange Arlington financing across every major property and loan type:
We consider commercial loan requests of all sizes, beginning at $1,500,000.
Arlington Neighborhoods We Serve
Select Commercial provides apartment loans throughout Arlington, Texas and the surrounding area, including:
- Central Arlington
- East Arlington
- South Arlington
- North Arlington
- West Arlington
- Viridian
- Interlochen
- Lake Arlington
- Great Southwest
- Entertainment District
- Randol Mill
- Sublett
- Fish Creek
- Rush Creek
- Tierra Verde
- Southeast Arlington
- Bowen Road corridor
For other cities in the state, see Texas apartment loans.
Nearby Apartment Loan Markets
We finance apartment buildings nationwide. Explore related markets:
Houston · Dallas · Austin · San Antonio · El Paso · Lubbock · Plano · Fort Worth · All Texas · Other U.S. cities
What Our Clients Say
“I am a veterinarian who purchased an existing practice. I was surprised to find a company that offered 100% financing at a good rate, with great terms and rates for medical office financing.”
Carol K. · Chicago, IL“I spoke to several commercial lenders before finding Select Commercial. They got me a lower rate and their service was exceptional. If you need a multifamily loan, you need to talk to Stephen.”
Nathan B. · Philadelphia, PA“Select Commercial was very helpful with my multifamily mortgage. Stephen went over several options and we came up with the best lender to meet my needs. I got the funds and also lowered my payments.”
Gary M. · Portland, OR“Select Commercial offered 100% financing for my medical practice when my bank would have required 20% down. They delivered something my bank could not, and handled everything professionally.”
John C. · Boston, MAGet Your Arlington Apartment Loan Quote
No cost, no obligation. Written answers within 48 hours on Arlington apartment loans from $1,500,000.
- No application or processing fees
- Written answers within 48 hours
- For 5+ unit and commercial properties, $1.5M and up