Written & reviewed by Stephen A. Sobin, President of Select Commercial Funding LLC
Fort Worth, Texas
Fort Worth Apartment Loans in 2026
Select Commercial specializes in Fort Worth apartment loan solutions for local investors, plus apartment building financing for larger properties and portfolios, with rates as low as 5.68% and up to 80% LTV. For properties elsewhere in the state, see our Texas apartment loans; for loans over $6 million, see Fort Worth multifamily loans. See current rates on every loan type we offer.
Get a Free QuoteFinancing Options in Fort Worth
Fort Worth apartment, multifamily and commercial properties each have dedicated financing. Pick the page that matches your property:
Financing more of the state? See Texas apartment loans.
Financing in another state? Explore our apartment loans, multifamily loans and commercial mortgages nationwide.
Fort Worth Apartment Loan Rates
Rates updated as of August 20, 2026
| Loan Type | Rate* | Max LTV |
|---|---|---|
| 5 Year Fixed | 6.08% | Up to 80% |
| 7 Year Fixed | 6.19% | Up to 80% |
| 10 Year Fixed | 6.28% | Up to 80% |
| Loan Type | Rate* | Max LTV |
|---|---|---|
| 5 Year Fixed | 5.68% | Up to 75% |
| 7 Year Fixed | 5.79% | Up to 75% |
| 10 Year Fixed | 5.88% | Up to 75% |
- Streamlined underwriting for institutional multifamily
- Cash-out refinances are acceptable
- Interest-only and non-recourse options
- Minimum 1.25x debt-service-coverage ratio
Rates last updated August 20, 2026. Rates and maximum LTV shown represent our best-case pricing scenarios. Actual rates, LTV, and loan terms are subject to underwriting approval and may vary.
Compare Fort Worth Apartment Loan Programs
As a broker, we compare every program to find your best-fit Fort Worth apartment financing. Typical starting points for properties under $6 million:
| Program | Typical rate* | Max leverage | Best for |
|---|---|---|---|
| Fannie Mae Small Loan | 6.08% | Up to 80% | Non-recourse, fixed to 30 yrs |
| Freddie Mac SBL | 6.15% | Up to 80% | $2M to $10M small balance |
| FHA / HUD | 6.12% | Up to 85% | Highest leverage, longest term |
| Bank / portfolio | 6.25% | Up to 75% | Flexible, value-add |
| Bridge | 9.00% | Up to 80% LTC | Reposition, lease-up |
Most apartment lenders look for a debt-service-coverage ratio (DSCR) of at least 1.25x. For properties over $6 million, see our Fort Worth multifamily loans.
2026 Fort Worth Apartment Loan Market: Falling Vacancy and Strong In-Migration Support the Metroplex in 2026
Fort Worth sits within the Dallas, Fort Worth metroplex, where robust in-migration and corporate relocations continue to drive apartment demand in 2026. Several Fort Worth submarkets that saw elevated supply in recent years anticipate substantial pullbacks in deliveries.
Employment
The metroplex is projected to add 25,000 jobs in 2026, tying it with the largest total nationally, though the pace of employment growth trails the long-term mean of 2.2%.
Construction and supply
Inventory growth is projected to moderate to 2.1% in 2026 from 3.3% the year before, roughly 21,000 units, yet the metroplex still ranks among the nation's ten fastest-expanding major markets.
Vacancy
Softer hiring and a slowing development pipeline shift vacancy down to 5.9% by year-end, 80 basis points below the metroplex's long-term average.
Rent trend
Tightening vacancy continues to support rent growth, projected to be roughly in line with the national forecast, bringing the year-end average to $1,540 per month.
2026 Fort Worth forecast at a glance:
- Employment: about 25,000 new jobs
- Construction: about 21,000 units, inventory growth of 2.1%
- Vacancy: down to 5.9% by year-end
- Rent: about $1,540 per month
Fort Worth Multifamily Loans (Over $6 Million)
For larger Fort Worth apartment properties, we arrange multifamily loans over $6 million through Fannie Mae DUS, Freddie Mac, FHA/HUD and CMBS. These institutional programs offer non-recourse financing, up to 80% LTV and fixed terms up to 30 years, with even longer fully amortizing options through HUD.
See our Fort Worth multifamily loans page for over-$6 million financing, or explore Fannie Mae and Freddie Mac agency programs.
Recent Apartment Loan Closings
A sample of apartment and multifamily loans we have arranged for investors nationwide.
Fort Worth Apartment Loan Types We Serve
Whether you are purchasing or refinancing a Fort Worth apartment building, we arrange financing for:
- Large urban high-rise apartment buildings
- Suburban garden apartment complexes
- Small apartment buildings with 5+ units
- Underlying cooperative apartment loans
- Portfolios of small apartment and single-family rental properties
- Other multifamily and mixed-use properties
We consider apartment loan requests of all sizes, beginning at $1,500,000.
Other Property & Loan Types We Finance in Fort Worth
As a full-service commercial mortgage broker, we arrange Fort Worth financing across every major property and loan type:
We consider commercial loan requests of all sizes, beginning at $1,500,000.
Fort Worth Neighborhoods We Serve
Select Commercial provides apartment loans throughout Fort Worth, Texas and the surrounding area, including:
- Sundance Square
- Cultural District
- Near Southside
- Fairmount
- TCU-Westcliff
- Arlington Heights
- Ridglea
- Monticello
- River District
- Fossil Creek
- Como
- Stockyards
- West 7th
- Tanglewood
- Wedgwood
- Mistletoe Heights
- Eastchase
- Downtown Fort Worth
For other cities in the state, see Texas apartment loans.
Nearby Apartment Loan Markets
We finance apartment buildings nationwide. Explore related markets:
Houston · Dallas · Austin · San Antonio · El Paso · Lubbock · Plano · Arlington · All Texas · Other U.S. cities
What Our Clients Say
“I am a veterinarian who purchased an existing practice. I was surprised to find a company that offered 100% financing at a good rate, with great terms and rates for medical office financing.”
Carol K. · Chicago, IL“I spoke to several commercial lenders before finding Select Commercial. They got me a lower rate and their service was exceptional. If you need a multifamily loan, you need to talk to Stephen.”
Nathan B. · Philadelphia, PA“Select Commercial was very helpful with my multifamily mortgage. Stephen went over several options and we came up with the best lender to meet my needs. I got the funds and also lowered my payments.”
Gary M. · Portland, OR“Select Commercial offered 100% financing for my medical practice when my bank would have required 20% down. They delivered something my bank could not, and handled everything professionally.”
John C. · Boston, MAGet Your Fort Worth Apartment Loan Quote
No cost, no obligation. Written answers within 48 hours on Fort Worth apartment loans from $1,500,000.
- No application or processing fees
- Written answers within 48 hours
- For 5+ unit and commercial properties, $1.5M and up