Learning Center

Welcome to our Learning Center. Below you will find helpful articles to help you understand the many intricacies related to investing in commercial real estate and commercial mortgage financing. There are a lot of articles that discuss investing in, and financing, multifamily properties, as apartment and multifamily buildings are a popular start for investors looking to invest in commercial real estate.

We continually add helpful information to this page, so check back often to stay up to date on market trends.

 

How To Get an Investment Property Loan

They say that saving the first million is the hardest. The same may hold true for buying your first investment property. Many people entertain the idea of owning an investment or rental property, but for most, that’s where it ends. However, if you are serious about investing in this lucrative market, and looking to buy an investment property, there are some things you should be aware of upfront to make this process go as smoothly as possible.

If you are considering buying a commercial property, or refinancing your existing loan, now is the time to act before rates increase. [...]

How to Buy an Apartment Building

Many new investors wanting to know how to buy an apartment building do not adequately prepare themselves before contacting an apartment mortgage lender and submitting an apartment loan application. This leads to a high level of rejection for the new investor, and a lot of wasted time by the lender’s underwriting staff. The following guide outlines the steps a new borrower should take before attempting an apartment building purchase. Here is some information on how to buy an apartment building that can help the borrower before applying [...]

Apartment Occupancy Levels – Concern in Some Major US Markets

Due to recent economic events and the Covid-19 pandemic, some classes of commercial real estate have been hit very hard. Retail properties have suffered as more people stay away from stores and shop online. Office properties have suffered as more employees work from home. Hotels, motels, and restaurants have been decimated as customers have stopped traveling and eating out. The US apartment market has obviously not seen the same problems as these other asset classes, but we are seeing signs of weakening in the market in some major US markets. [...]

Covid-19 Lending Update: What’s Hot and What’s Not

The global Coronavirus pandemic has wreaked havoc on the nation’s economy and has severely impacted the commercial real estate market.  After more than six months, some states are trying to get back to normal, while others are experiencing a second wave of school and business closures.  Many commercial property owners have experienced serious hardship, and a devaluation of their properties, as a result of poor collections, due to tenants who are unable to pay their rent.  As a result, most commercial real estate lenders have either stopped lending or have tightened up their underwriting guidelines.  Here is a current lending update on various property types: [...]

Covid-19 and the Commercial Real Estate Market

The Covid-19 pandemic has created havoc on Americans’ health and the health of their businesses. April 1st marked a major due date for rent payments for millions of businesses large and small, and reports from around the country indicate that many were facing great difficulty. [...]

How to Invest in an Apartment Building

As a commercial mortgage broker with almost 35 years of lending experience, I am often approached by first time investors who are looking to buy an apartment building as an investment.  These new investors want to understand the steps involved in locating and purchasing their first building.  The following guide should be followed: [...]

Are You Shopping for an Apartment Building Loan?

We specialize in apartment building financing on a nationwide basis. We have a special program for loans of $1,000,000 to $5,000,000 that I’d like to discuss with you today. These loans are available for purchase or refinance and allow for cash-out refinancing. Some of the features and benefits of our program include: [...]

Glossary Of Terms

-A- ADJUSTABLE RATE MORTGAGE – also known as an “ARM” loan, is a mortgage with an interest rate that changes after a certain number of years. [...]