Learning Center

Welcome to our Learning Center. Below you will find helpful articles to help you understand the many intricacies related to investing in commercial real estate and commercial mortgage financing. There are a lot of articles that discuss investing in, and financing, multifamily properties, as apartment and multifamily buildings are a popular start for investors looking to invest in commercial real estate.

We continually add helpful information to this page, so check back often to stay up to date on market trends.

Experienced Commercial Mortgage Broker

Over the past 30+ years of my mortgage banking career, my clients count on me to place their loans because they know I will deliver the following: Access to lenders, and the decision makers who approve the loans, who will provide them the best interest rates and terms for their properties. Certainty of close. Loans that are approved and closed on the originally quoted terms. The ability to provide a wide array of loan programs to meet the varying needs of all borrowers. Lenders who can service loan requests from $750,000 to $10 million or more. [...]

May 6 2014 By Stephen Sobin Read more...

Select Commercial Funding Introduces Small Business Loan Program for Small Business Owners

Select Commercial Funding LLC is pleased to announce the introduction of a small business loan program for self-employed borrowers. Select Commercial is now offering a working capital loan of up to $150,000 to assist small business owners with their working capital needs. These loans do not require collateral and are available to owner operators who have been in business for at least three years. [...]

April 2 2014 By Stephen Sobin Read more...

Select Commercial Nor Providing Small Business Property Loans To Owners Who Own Their Own Properties

Select Commercial is now providing small business property loans to owners who own their own properties. Many small business owners find that they have trouble obtaining traditional bank loans due to their company’s size, specialized property type, credit rating, or difficulty producing tax returns. In addition, if you are starting up a new business or expanding an existing business, it may be possible for us to use projection based income in order to qualify. Traditional banks can’t match the ability we have to “stretch the guidelines” to help your business grow. [...]

February 13 2013 By Stephen Sobin Read more...

It Looks Like 2014 Will Be Another Strong Year for TX Commercial Real Estate Loans

It looks like 2014 will be another strong year for TX commercial real estate loans. Texas continues to show strong growth for commercial real estate developers and investors. “I think the market is amazing,” said Segal, CEO of Houston-based Boxer Property, which owns almost 6 million square feet of North Texas office space. “I hope to make many more acquisitions in the Dallas Fort Worth area in 2014. [...]

January 29 2014 By Stephen Sobin Read more...

Select Commercial Better Business Bureau Rating

Select Commercial receives Better Business Bureau Rating of A+. When Stephen Sobin President of Select Commercial was asked what the A+ rating meant to his company, he replied “It is just another reason to trust that we are going to do what we say we are going to do. With most of our business coming from online, it means many of our clients don’t get a face to face with us, that’s why we thought it was imperative to get the Better Business Bureau’s highest rating”, says Stephen. [...]

October 17 2013 By Stephen Sobin Read more...

Own Your Commercial Property

There are many advantages when you own your commercial property. Many owner-occupied business owners are looking at the advantages of owning their properties instead of renting. With the decline in prices of commercial properties and indicators pointing to prices going up, it makes sense now to consider purchasing your business property. This will allow you to control your cash flow and not have to worry about future rental increases. [...]

June 19 2013 By Stephen Sobin Read more...

Commercial Mortgage Rates on the Rise Again

Reality Today reports commercial mortgage rates on the rise. With commercial mortgage rates on the rise, many business owners are looking to refinance. The good news is that mortgage rates are still near historic lows, but are on the rise. While Reality Today is referring to residential mortgage rates and not commercial mortgage rates, there is still a direct correlation between the two. According to the firm, the average rate for a 30 year fixed rate rose to 3.57% the week of March 28th, 2013. [...]

April 2 2013 By Stephen Sobin Read more...

ATTENTION SMALL BUSINESS OWNERS LOOKING FOR A COMMERCIAL MORTGAGE LOAN

"Real Estate Acquisition Loans With 10% Down Payment Set To Expire in September! ACT NOW! Our program to assist self-employed small business owners acquire, refinance, or expand their business properties with a 90% LTV loan is set to expire next month. If you are a small business owner looking for a commercial mortgage loan, now is the time to contact us. These types of properties include:" [...]

August 14 2012 By Stephen Sobin Read more...

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Apartment Loan Products

View Commercial Mortgage Rates

Apartment Loan Rates

Rates updated December 21st, 2024

Fannie Mae Small

Fixed	Rate	LTV
5yr	5.83%-6.60%	55-80%
7yr	5.77%-6.59%	55-80%
10yr	5.73%-6.60%	55-80%
15yr	5.86%-6.77%	55-80%
30yr	5.80%-6.69%	55-80%

Fannie Mae Large

Fixed	Rate	LTV
5yr	5.39%-6.12%	55-80%
7yr	5.39%-6.14%	55-80%
10yr	5.34%-6.14%	55-80%
15yr	5.56%-6.36%	55-80%
30yr	5.49%-6.25%	55-80%

Freddie Mac Small

Fixed	Rate	LTV
5yr	5.80%	55-80%
7yr	5.74%	55-80%
10yr	5.80%	55-80%

Bank

Fixed	Rate	LTV
5yr	6.25%-6.50%	Up to 75%
7yr	6.25%-6.50%	Up to 75%
10yr	6.50%-6.75%	Up to 75%

CMBS

Fixed	Rate	LTV
10yr	6.03%-6.60%	Up to 75%

Bridge

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View All Commercial Loan Rates Commercial Mortgage Calculator

Recent Articles
Educational

Will the July Jobs Report Pressure the Fed to Act?
multihousingnews.com August 2024
Persistent Inflation and Its Effects on CRE
multihousingnews.com March 2024
The Cumulative Impacts of Higher Interest Rates
multihousingnews.com October 2023
Commercial Spotlight: Mid-Atlantic Region
scotsmanguide.com October 2023
What the New Jobs Report Means for CRE
commercialsearch.com October 2023
What’s Next for Junk Fees? The Industry Weighs In
multihousingnews.com July 2023
How the Fed’s Pause on Interest Rates Impacts Multifamily
multihousingnews.com June 2023
The Ups and Downs of the Multifamily Capital Markets
multihousingnews.com February 2023
Finding the Right Apartment Loan
scotsmanguide.com November 2022
Which GSE Is Right for You?
multihousingnews.com September 2022
How Mortgage Rate Increases are Affecting Commercial Real Estate Investment
wealthmanagement.com August 2022
Multifamily construction loans help developers finish the job
scotsmanguide.com July 2022
View More Articles

Testimonials

"As a real estate attorney, I trust that Select Commercial will deliver apartment building loans and commercial mortgages in a timely manner. My clients are always handled in a professional manner, and the rates and terms offered are excellent. I heartily recommend them to anyone seeking an apartment building loan or commercial mortgage financing."

David S.New York City

"I spoke to several commercial lenders before finding Select Commercial. I was glad I found Select Commercial because they got me a lower rate and their service was exceptional. If you need a multifamily loan then you need to talk to Stephen. His knowledge of the commercial mortgage industry will save you a lot of time and headaches."

Nathan B.Philadelphia, PA

"I needed an SBA loan and stumbled on to Select Commercial via the internet. I had spoken to a few other companies, but the people I spoke to didn’t sound confident about what they were saying. Not the case with Stephen, it was obvious he knew everything about commercial loans. If you are starting a small business, definitely give Select Commercial a call."

Larry S.Washington DC

"I am a veterinarian and was looking to purchase an existing practice. I was surprised to find a company that offered 100% financing at a good rate. Stephen told me that his company was able to offer great terms and rates for medical office financing and he was right. Stephen was real easy to work with throughout the entire loan process."

Carol K.Chicago, IL

"I was looking to refinance my apartment building loan for the second time. I wasn’t that impressed with the companies I used previously so I looked elsewhere. I found selectcommercial.com and saw that they specialized in Apartment Building Loans. In the end, they were by far the best company I’ve used. Next time I know who to call first."

Jerry T.Long Island, NY

"I needed a business mortgage for my small business. I was referred to several companies that specialize in SBA loans. However, I decided to keep looking and I found selectcommercial.com. I spoke to Stephen who helped me the entire way. The best thing was that he was always accessible. I highly recommend them."

Jonathan M.Seattle, WA

"Select Commercial was very helpful in helping me with my multifamily mortgage. I needed to increase my cash flow due to some maintenance issues with my apartment complex. Stephen went over several options and we came up with the best commercial mortgage lender to meet my needs. I got the much needed funds and also lowered my payments."

Gary M.Portland OR

"I was happy to find Select Commercial after hearing that they offered 100% financing for my medical practice. I had spoken to my bank and I would have needed a 20% down payment. Not only did Select Commercial offer me something my bank couldn’t, Stephen handled the whole process very professionally."

John C.Boston MA

We make apartment loans nationwide. Here is a list of the areas we serve apartment loans.

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