Fayetteville Commercial Mortgage Loans
$1,000,000 Minimum

Fayetteville Commercial Mortgage Rates - Rates updated July 28th, 2021

Loan Product Rates (start as low as) LTV
Multi-family Mortgage Rates (Over $6,000,000) 2.54% Up to 80% Get Free Quote
Multi-family Mortgage Rates (Under $6,000,000) 3.20% Up to 80% Get Free Quote
Single Tenant Lease Rates 3.39% Up to 75% Get Free Quote
Business Real Estate Loans 3.64% Up to 90% Get Free Quote
Commercial Mortgage Rates 3.64% Up to 75% Get Free Quote
Fayetteville Commercial Real Estate Fayetteville Commercial Mortgage

Select Commercial is a leading commercial real estate lender. We have excellent commercial mortgage loan products and options available for owners and purchasers of commercial real estate buildings throughout the city of Fayetteville. While we lend across the entire continental United States, we are able to give our best rates and loan programs to certain areas that we feel are strong markets. Fayetteville is one of the cities that we consider to be a premium market and we actively look to originate good quality loans here for our clients. We have a diverse array of many available loan products to help qualified Fayetteville borrowers looking to purchase or refinance a commercial property. If you are looking to obtain a commercial real estate loan, don't hesitate to contact us. There are many reasons why our customers like doing business with Select Commercial. We have a simplified application process and we do not charge any upfront application or processing fees. We typically offer 24-hour pre-approvals with no-cost and no-obligation. Our long term fixed rates are excellent, and we look to close within 45 days of application.

Fayetteville Commercial Mortgage Benefits

Fayetteville commercial mortgage rates start as low as 2.54% (as of July 28th, 2021)
• No upfront application or processing fees
• Simplified application process
• Up to 80% LTV on multi family, 75% on commercial (90% with SBA)
• Terms and amortizations up to 30 years
• Loans for purchase and refinance, including cash-out
• 24 hour written pre-approvals with no cost and no obligation

Recent TRUSTPILOT Reviews

Select Commercial Funding Reviews from TRUSTPILOT

A three year journey
"Thanks Stephen for all of your hard work in getting our deal closed! I appreciate your professionalism and patience throughout a complicated process. You always were there for my partner and I whenever we had questions and needed answers quick. It was a pleasure to have worked with you and Select Commercial!"

Recent Closings

Commercial Mortgage Rate Trends in 2020

At the beginning of 2020 the overall market outlook did not suggest any crucial factors that would negatively impact the commercial mortgage market. Commercial mortgage lenders and investors expected a very profitable 2020. Almost 65 percent of the top commercial real estate companies believed that commercial mortgage loan originations would go up this year and over 15 percent anticipated an overall rise of over 5 percent. Data released at the beginning of 2020 indicated that commercial mortgage lenders were expected to close over $680 billion of commercial mortgage loans this year. Experts were of the belief that commercial mortgage lenders would remain bullish about making loans. In addition, as commercial mortgages rates were expected to go down most industry leaders were convinced that borrowers in 2020 will have a strong desire to take out commercial mortgage loans. However, with the recent outbreak of the Covid-19 pandemic, the US and global economy has been incredibly unstable. The stock market seems to be bottoming out and commercial mortgage rates have been hit very hard. While the Fed has dropped short term interest rates, long term commercial mortgage rates have actually been rising. Huge cities like New York are shutting down. In this economic climate, many investors are scared to purchase commercial real estate and to take out commercial mortgages. Additionally, the oil industry has been hit hard. Not only are people traveling less due to coronavirus, China and Russia are currently involved in a price war which is driving the price of oil way down. Many people are optimistic that as spring and summer roll in and public health officials learns how to handle this pandemic, the economy should regain its strength.

What Happened with Commercial Mortgage Rates in 2019

As we review the 2019 year, the commercial real estate market continued to flourish as the longest economic recovery in American history continued. Due to both GDP growth and a steady decline in the unemployment rate, 2019 saw the stock market make huge gains. Many investors thought that commercial mortgage rates would go up last year. However, in actuality commercial mortgage rates actually went down three times. These interest rates helped to spur investors to put more money into commercial real estate. With regards to commercial mortgage loan origination, the 2019 fiscal year far exceeded expectations due to solid fundamentals, low interest rates and higher demand for commercial mortgages. While 2018 commercial mortgage volume totaled about $339 billion, an increase of 18.9% from 2017, the 2019 numbers total about $369 billion. On a larger scale, the 2019 economy prospered overall. Over the course of the year about 2.1 million jobs were added to the market. In addition, the unemployment rate decreased about 50 basis points last year, matching the lowest unemployment rate in fifty years. At the beginning of 2019 many investors were expecting a recession. However, the economy improved as job growth rose and the unemployment rate decreased. This economic improvement had an immensely positive impact on the commercial real estate market as more investors rushed to put their money into commercial properties.

Fayetteville Commercial Mortgage Loan Options

Our staff is professional and knowledgeable, and we look forward to working with you on your next commercial mortgage transaction. We arrange financing in the city of Fayetteville for the following:

  • Office Building Loans – we lend on all types of office properties, including multi-tenant and single tenant buildings in all locations. We lend on both owner occupied and investor properties. We typically lend up to 75% LTV on investor properties and up to 90% on owner occupied properties. Most loans are written for either 5, 7, or 10 years at a fixed rate with a 25-year amortization.
  • Retail Building Loans – we gladly consider requests for commercial mortgage loans on shopping centers, retail strip centers, and individual retail stores. We are a little bit more conservative on retail loans these days based on the current climate for retailers and will consider LTV ratios of 65%-75% depending on the deal. We actively lend on NNN single tenant retail locations such as Starbuck’s, CVS, Walgreens, Dollar General, and other national credit rated tenants.
  • Industrial Property Loans – we love to lend on warehouses, distribution centers, manufacturing facilities and other industrial properties. Often, these properties are owner occupied by the owner’s business. We also lend on multi-tenant industrial properties as well. We look for properties in good locations with access to population centers and transportation.
  • Single/Special Use Loans – we have a special lending division that understands small business lending secured by owner occupied businesses such as motels, gas stations, restaurants, car washes, retail stores, and other specialty properties. Many banks have a hard time with this type of lending as they often do not understand the underlying businesses.
  • Investment Property Loans – any and all income producing property will be considered. We are cash flow driven lenders and look for properties that generate positive cash flow for their owners. We will consider portfolios of single family residences under this group.
  • Bridge Loans – many borrowers do not qualify for regular institutional financing due to various short-term obstacles which need to be resolved before they can qualify for bank type financing. These borrowers often require short term loans, or bridge loans, to overcome these short-term problems.
Our company has multiple capital sources for these loans, including: national banks, regional and local banks, Fannie Mae, Freddie Mac, FHA, HUD, insurance companies, Wall Street conduit lenders (CMBS deals), credit unions and private lenders/hedge funds. Whether you are purchasing or refinancing, we have the right solutions available. We will entertain loan requests of all sizes, beginning at $1,000,000. Get started with a Free Commercial Mortgage Loan Quote.

Fayetteville Commercial Mortgage Loans

Select Commercial provides commercial mortgage loans throughout Fayetteville and the state of North Carolina including, but not limited to, the areas below.

Acorn Ridge Alderman Run Arden Forest Arran Hills Arran Lakes Asbury Ascot Autumn Chase Baytree Baywood Baywood Acres Baywood Point Baywood South Baywood Village Beaver Run Belle Arbor Birch Creek Blakefield Bone Creek Bordeaux Borden Heights Brettonwood Briarcreek Briarwood Hills Brook Run Brookshire Buckhead Cambridge Camden Woods Cape Fear Crossing Carolina Pines Castlefield at Millstone Cedar Falls Churchill Manor Clairway South Hills Cliffdale Forest Colinwood Park College Lakes Cottages at North Ramsey Cottonade Country Club North Country Walk Courtyards Daltons Ridge Davis Estates Devonwood Dobbin Oaks Dove Field Eastover Eden Edens Farm Ellerslie Elmwood Englewood Estates of Camden Fairfax Place Fairfield Fairfield Farms Farmington Farrington Fire Stone Forest Creek Forest Lakes Fox Ridge Gates Four Glynn Mill Farm Grays Creek Villas Great Oaks Greenbrier Greenwood Greystone Farms Hampton Oaks Harris Place Haymount Heathcliff at Westpoint Hillendale Holbrook Farms Holly Chase Howard Acres Hunters Crossing Hunters Ridge Huntington Inverness James Creek North James Creek South at Treyburn Jefferson Village Kamenbury Kensington Village Kingsford Kings Grant Kings Grant II Kings Mill Kinwood by the River Kinwood Oaks Lafayette Heights Lagrange Lakedale Lake Lynn Lakeridge Lake Rim North Lake Shore Lakeside at Snow Hill Lake Valley Lancaster Landsdowne II Landsdowne West Legacy At Traemoor Lexington Woods Liberty Hill Little River Farms Lockwood Longbranch at Grays Creek Longleaf Mariners Pointe McKinley Reserve McPherson Meadow Walk Montibello Murphy Acres Murray Hill Newcastle Newton Place North Hills Northleigh Estates North Ridge Park Notting Hill Palms at Summer Grove Parkers Ridge Park Place Patriot Park Village Pear Tree Pebble Creek Pheasant Ridge Pine Valley Pine Winds Ponderosa Preston Quail Ridge Queensdale Ravenwood Rayconda Remington Reveres Run Ridge Wood Riverbluff Rivercliff River Glen Riverview Estates Robinwood Rockfish Cove Roundtree Runnymeade Acres Saddle Ridge Scotsdale at Eastover Scotts Mill North Scotts Mill South Scotty Hills Seabrook Estates Seven Oaks Shadowlawn Shamrock Shenandoah Skye Drive South Creek Southgate Southland Pines South Peak At Millstone Southwood Springfield Springfield Crossing Stonebridge Stone Creek Stonegate Stone Mountain Stonewood Stoney Point Stoney Point South Summer Grove Summer Lakes Summertime Surrey Meadows Swans Creek Tallywood Tarleton Plantation The Bluffs at Treyburn The Greens The Knolls at Parkers Ridge The Knolls On Cliffdale The Lakes The Preserve at Lake Upchurch The Village at Sycamore The Village of Fox Ridge The Woodlands The Woods at Birch Creek Thornwood Tiffany Pines Traemoor Manor Tullamore at Vanstory Tunbridge Vander Vanstory Hills Village at Rockfish Village Commons Village Walk Vineland Park Walking Shores Warrenwood Estates Waters Edge Wedgewood Wellington Place Wells Place Welmar Heights Wendemere Wendover Wessex Place Westhaven Westmont Westmont Oaks Westpoint Westwood Whitley Place Wickliffe Williamsburg Plantation Willowbend Winbury Wind Song Woodbridge Woodland Village Woodlea Woodmark Woods Edge Wynnhaven Yadkin Acres