Written & reviewed by Stephen A. Sobin, President of Select Commercial Funding LLC
Maine
Maine Commercial Mortgages in 2026
Select Commercial arranges Maine commercial mortgage financing on office, retail, industrial, mixed-use and owner-occupied property, with rates as low as 6.34%, up to 75% LTV (90% owner-occupied with SBA) and terms to 30 years. Compare today’s commercial mortgage rates.
Get a Free QuoteFinancing Options in Maine
Maine apartment, multifamily and commercial properties each have dedicated financing. Pick the page that matches your property:
Financing more of the state? See Maine apartment loans.
Financing in another state? Explore our apartment loans, multifamily loans and commercial mortgages nationwide.
Maine Commercial Mortgage Rates
| Loan Type | Rate* | Max LTV |
|---|---|---|
| Commercial Real Estate | 6.74% | Up to 75% |
| Single-Tenant Net Lease | 6.34% | Up to 75% |
| Owner-Occupied / SBA | 6.54% | Up to 90% |
| Apartment / Multifamily | 5.76% | Up to 80% |
- Maine commercial mortgage rates as low as 6.34%
- Up to 75% LTV commercial, 90% owner-occupied
- Terms and amortizations up to 30 years
- Purchase and refinance, including cash-out
- No upfront application or processing fees
- 48-hour written pre-approvals, no cost or obligation
Rates last updated August 18, 2026. Rates and maximum LTV shown represent our best-case pricing scenarios. Actual rates, LTV, and loan terms are subject to underwriting approval and may vary.
Maine Commercial Mortgage Benefits
- Maine commercial mortgage rates as low as 6.34% on qualifying net-lease property
- A commercial mortgage broker with 30+ years of lending experience
- No upfront application or processing fees
- Up to 75% LTV on commercial property, 90% on owner-occupied with SBA
- Terms and amortizations up to 30 years, purchase and refinance including cash-out
- 48-hour written pre-approvals, no cost and no obligation
2026 Maine Commercial Real Estate Market
Maine commercial real estate is led by Greater Portland, where a growing professional, healthcare and tourism economy supports office, retail, industrial and hospitality property. Limited supply and steady demand keep well-located assets financeable through banks, SBA and CMBS.
Select Commercial arranges commercial mortgages across Maine, from major metros to smaller markets. Statewide, new commercial construction remains below the long-run average across most property types, which supports occupancy and the cash flow lenders underwrite. Most Maine commercial mortgages price over the 5, 7 or 10 year Treasury, so 2026 deals size to debt-service coverage, with a debt-service-coverage ratio of at least 1.25x clearing underwriting comfortably.
By property type
- Industrial: generally the strongest sector, tight vacancy near transport corridors.
- Retail: necessity retail is resilient; national net-lease tenants price best.
- Office: selective, premium and medical office financeable.
- Mixed-use and multifamily: the deepest lender pool statewide.
Recent Commercial Closings
A sample of commercial and apartment loans we have arranged for investors nationwide.
Other Property & Loan Types We Finance in Maine
As a full-service commercial mortgage broker, we arrange Maine financing across every major property and loan type:
We consider commercial loan requests of all sizes, beginning at $1,500,000.
What Our Clients Say
“As a real estate attorney, I trust that Select Commercial will deliver commercial mortgages in a timely manner. My clients are always handled professionally, and the rates and terms are excellent. I heartily recommend them.”
David S. · New York City“I spoke to several commercial lenders before finding Select Commercial. I was glad I did, because they got me a lower rate and their service was exceptional. If you need a commercial mortgage, you need to talk to Stephen.”
Nathan B. · Philadelphia, PA“Select Commercial was very helpful with my commercial mortgage. I needed to increase cash flow due to maintenance on my property. Stephen went over several options and got me the funds while lowering my payments.”
Gary M. · Portland, OR“I looked elsewhere after two disappointing refinances. I found selectcommercial.com and saw they specialized in commercial building loans. In the end they were by far the best company I have used.”
Jerry T. · Long Island, NYGet Your Maine Commercial Mortgage Quote
No cost, no obligation. Written answers within 48 hours on Maine commercial loans from $1,500,000.
- No application or processing fees
- Written answers within 48 hours
- For 5+ unit and commercial properties, $1.5M and up